Insurance & Financing
At Dentistry of Uptown Charlotte, we know that navigating dental costs can feel overwhelming, so we've built our financial process around clarity and support. From your very first visit, our team walks you through your treatment plan, insurance benefits, and payment options so there are no surprises along the way.
Whether you're using PPO insurance, exploring financing, or paying out of pocket, our Charlotte, NC team is here to help you find a path that fits your budget and your smile goals.
Coverage
We work with all PPO dental insurance plans and are happy to submit claims on your behalf. Because every plan is different, we are unable to guarantee exact reimbursement amounts. However, we will review your benefits and provide an estimate to help you plan.
As a non-contracted practice, payment is due at the time of service. Your insurance provider will send reimbursement directly to you, and many patients receive reimbursement within one to two weeks, depending on their plan. Our team is available to help you understand your insurance benefits and answer any questions about the claims process before your appointment.
Transparency
We believe in straightforward, upfront pricing with no hidden fees or surprise charges. Before any treatment begins, you will receive a clear, personalized treatment plan outlining your recommended care and associated fees, along with your estimated out-of-pocket cost. Payment is expected at the time services are rendered, and we accept a variety of payment methods to make this as convenient as possible. If your treatment plan changes or additional care is recommended, we will always discuss updated costs with you before moving forward.
Financing
We understand that dental treatment is an investment, and we want cost to never stand between you and the care you need. That's why we offer multiple financing solutions designed to fit different budgets and timelines. Below are the two financing partners we work with most often.
CareCredit is a healthcare credit card built specifically for medical and dental expenses. It offers flexible plans so you can get treatment now and pay for it in a way that works for your finances.
Cherry is a simple monthly payment option that lets you divide your treatment costs into manageable installments. It's designed to give you an instant answer without impacting your credit score.
We're Here to Help
Choosing the right dental treatment is a big decision, and we want you to feel confident about the financial side of that choice too. Our team is always happy to walk through your treatment plan, insurance benefits, or financing options in more detail so you can move forward with peace of mind. If you have any questions about costs, coverage, or payment plans, don't hesitate to reach out to our Charlotte, NC, office. We're here to help make quality dental care as accessible as possible.
Interested in additional savings? Explore our Membership Plans for patients without insurance, or visit our Patient Info page for more details on preparing for your visit.
FAQs
We work with all PPO dental insurance plans and are happy to submit claims on your behalf as a courtesy. Because every insurance plan has its own terms, deductibles, and coverage limits, we can't guarantee an exact reimbursement amount, but our team will review your benefits before treatment and provide a clear estimate so you know what to expect.
Dentistry of Uptown Charlotte is a non-contracted, out-of-network practice, meaning payment is due at the time of service. We provide you with the paperwork needed to file a claim, and your insurance company will then reimburse you directly. Many patients see reimbursement within one to two weeks, though timing depends on your specific plan.
Yes. Before any treatment begins, you will receive a clear, personalized treatment plan that outlines your recommended care, the associated fees, and your estimated out-of-pocket cost. There are no hidden fees or surprise charges, and if your plan changes or additional care becomes necessary, we will always review updated costs with you before moving forward.
We offer two convenient financing partners: CareCredit, a healthcare credit card with 0% interest options for up to 12 months and extended payment plans for larger treatment costs, and Cherry, a monthly installment plan that lets you prequalify instantly online without impacting your credit score. Both options are designed to make quality dental care accessible regardless of your budget or timeline.
Cherry's prequalification process is designed to give you an instant answer without impacting your credit score, so you can explore your monthly payment options risk-free. CareCredit also offers a quick online application with fast approval decisions. Our team can walk you through either application process during your visit or over the phone.
Our team at our Charlotte, NC office is always happy to walk through your treatment plan, insurance benefits, or financing options in more detail. Feel free to call us at (704) 333-3399 or visit our Contact page to reach out with any questions about costs, coverage, or payment plans.
Schedule your visit with Dentistry of Uptown Charlotte today and experience gentle, personalized care in the heart of the city.